IMPORTANT CONSUMER RIGHTS AND DISCLOSURES This is an attempt by a debt collector to collect a debt on behalf of a third party. Any information obtained will be used for that purpose. Key 2 Recovery, Inc. is a debt collection agency. Our telephone number is 877.322.5392 and we are available from 9:00 a.m. to 6:00 pm (EST) Monday through Friday. Our address is 201 North Brookwood Ave, Hamilton OH 45013. Upon written request Key 2 Recovery will identify the creditor that has employed Key 2 Recovery to collect the debt. Key 2 Recovery will not communicate with you between the hours of 9 p.m. and 8 a.m. in your time zone without prior consent We are required under certain State and Local laws to notify consumers of these States or Localities of the following rights. This list does not contain a complete list of the rights that consumers have under Federal, State and Local laws. You are giving permission for us to contact you over the next 7 (seven) days to negotiate a conclusion to your debt. ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or Non-profit consumer counseling may be available in your area. ADDITIONAL INFORMATION FOR COLORADO RESIDENTS Our Colorado office is located at 27 N. Willerup, Suite B, Montrose, CO 81401. For information about the Colorado Fair Debt Collection Practices Act, see A consumer has the right to request in writing that a debt collector or collection agency cease further communication with that consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect your debt. ADDITIONAL INFORMATION FOR MASSACHUSETTS RESIDENTS You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request in writing to the debt collector. ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS This collection agency is licensed by the Minnesota Department of Commerce. ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS Key 2 Recovery, Inc. is licensed to collect debt in the state of North Carolina under permit # 113564. ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS Key 2 Recovery, Inc. is licensed to collect debt in the state of Tennessee by the Collection Service Board of the Department of Commerce and Insurance. ADDITIONAL INFORMATION FOR WISCONSIN RESIDENTS This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, I authorize Key 2 Recovery to contact me at my current and any future cellular phone number(s), email address(es) or wireless device(s) and any other means of communication, regarding my delinquent account(s)/loan(s). I authorize Key 2 Recovery to use automated telephone dialing equipment, artificial or pre-recorded voice or text messages, and personal calls and emails, in their efforts to contact me. Furthermore, I understand that I may withdraw my consent to (i) call my cellular phone; or (ii) contact me via automated telephone dialing equipment, artificial or pre-recorded voice or text messages by submitting my request in writing to email@example.com or by mail at the above address. Subscriber mobile numbers will not be sold or shared.