Specialized Collection Systems, Inc. is a debt collection company which provides collection services exclusively for providers of medical services. By Accessing, viewing, or using the content, material, or services available on or through this Website, you indicate that you are the Patient or Guarantor listed on the collection letter. If you are not the Patient or Guarantor by accessing, viewing, using the content, material, or services available on or through this Website, you indicate that the Patient has given you access to his/her Personal Health Information (PHI) as protected under HIPAA (Health Insurance Portability Act) and are an authorized user. By accessing, viewing, or using the content, material, or services available on or through this Website, you indicate that you have read and understand these Terms and Conditions, and that you agree to them and intend to be legally bound by them. If you do not agree to these Terms and Conditions or you are not an authorized user, you are not granted permission to use this Web site and must exit immediately. This Website is intended for authorized users only. By accessing, viewing, or using the content, material, or services available on or through this Website, you indicate that you have read and understand these Terms and Conditions, and that you agree to them and intend to be legally bound by them. If you do not agree to these Terms and Conditions or you are not an authorized user, you are not granted permision to use this Website and must exit immediately. These Terms and Conditions may be changed at any time and without notice. It is the obligation of users visiting the Website to review the Terms and Conditions for any changes since their last visit. Any information, services, or materials offered by or through this Website shall not be construed as or understood to be financial, investment, legal, tax or accounting advice of any kind and should not be relied upon as such.